American Equities, Inc.

Brokers Frequently Asked Questions

Q: What type of purchase does AEI handle?

A: Full, Partials, Split Payments, Fractional Interest, Simultaneous Purchases (at time of sale of property) - We do not purchase second position notes or manufactured homes without real estate.

Q: What are your gross yields?

A: AEI does not quote gross yields. Each file is quoted on a case-by-case basis with consideration of LTV, term, interest rate, seasoning, property type, buyer's credit, etc.

Q: What are your LTV ratios?

SFR: 75% to 80%
Commercial: 65%
Improved land: 65%
Mobile homes plus land: 65%
Unimproved land: 60%
For more details, please refer to broker informational packet PDF document.

Q: Who covers closing costs?

A: AEI pays for property evaluation, title report, and credit report costs.

Q: How quickly can AEI close?

A: AEI can typically have the file closed within ten working days.

Q: What states will AEI consider?

A: Washington, Oregon, Idaho, Montana, California, Arizona, Utah, Nevada, New Mexico, Texas, Alaska, Colorado, Florida, and other states on a case-by-case basis.

Q: Will AEI buy unseasoned notes?

A: AEI will consider purchasing notes simultaneously upon: minimum of 10% cash down, approval of buyer's credit, property, and title. Partial purchase offers will be made on files exceeding our LTV maximums.

Q: How does the broker get paid?

A: AEI will pay the broker a commission based on the difference between the amount AEI quotes vs. the price the broker negotiates with the seller.

Q: How do I get a quote?

A: Simply complete the online quote form or email your quote request to Of course, you are also welcome to fax your request to 1-360-695-9048 (fax) or call our office at 1-800-889-6786

Q: What is the next step once my quote is accepted by the seller?

A: Broker will need to complete as much detail as possible using our forms shown under Broker Materials. This information along with the appropriate documents shown on the checklist should be directed to our office for processing. We typically can give you a pre-approval within a 24-hour period and then have the file closed within ten working days.

Q: How do I register as an AEI broker?

A: If you would like to be in the AEI Broker data base, please complete the broker registration form PDF document.